Aaduki provides flexible insurance for professional photographers, tailored to your business needs and supported with expert advice from our specialist team.

Why do you need specialist insurance?

With over a decade of experience insuring photographers and equipment, we understand the risks and pressures you face – and we speak your language. Your livelihood depends on your cameras and kit being available and in working order.

Our dedicated team are familiar with photographic equipment and the way you work, so we can provide advice that makes a genuine difference and get you back up and running if the worst happens.

  • Why not refer a friend, and as a thank you, you could receive £10 off your next insurance premium – with Aaduki One.

Quick Contact

Paul Newberry

New Business Lead Client Adviser

Email Paul

What’s Covered

As we tailor each policy to the individual customer by using our panel of insurers rather than just the one insurer, the terms and conditions of cover may differ from customer to customer but in brief:

  • Photographic and video making equipment, lighting, processing equipment, laptops and portable devices, computer and electronic office equipment, stock and materials, props, sets and wardrobe and other business property
  • Damage to goods in trust and equipment you have hired in
  • Costs incurred to hire alternative equipment to fulfil your business commitments if your own kit or hired-in kit is damaged
  • For claims arising from damage to third-party property or bodily injury to a member of the public
  • For bodily injury, illness, death or disease of any of your employees

For claims arising from negligence such as making a mistake in your work

  • Legal advice on UK law 24/7
  • UK tax advice between 9.00am and 5.00pm Monday to Friday (except bank holidays)
  • Counselling assistance 24/7

We can arrange cover to your specification anywhere in the world.  By specifying particular equipment and locations, you can keep your premium cost down so you only buy the cover you need.

If you select cover for the EU or UK you will enjoy free cover for up to 60 days anywhere in the world (see terms).

Get a quote today

“Just a quick note to say a big thank you for your help with sorting out this claim – quickly and efficiently”

AD

“I’m not normally a person to review companies but the way Aaduki and especially the ladies in the claims department dealt with my claim was five star. Highly recommend!”

Stephen

Client

“The quality of the customer service is honestly excellent. Phone calls are always answered rapidly within a few rings by a real human being, always a friendly, courteous and knowledgeable one at that, who can either answer any queries directly or be able to find the answers rapidly if not.”

Michael

Client

“An extremely helpful, friendly and professional team.  I have had my photographic equipment insured by Aaduki for a number of years and found their rates extremely competitive. I had to make two claims and in both cases, the Aaduki team were extremely helpful, friendly and professional and made the whole claim process painless. It’s a refreshing change to talk to a team who offer a personal service and are keen to repair or replace the damaged equipment as soon as humanly possible.”

Phil

Client

“Exceptional customer service!  I have been insured with this company for many years now and I have nothing but positive comments. Staff are always so friendly and helpful and no matter what problems I have (I have had a few!) and it is never too much trouble! I would recommend this company to anyone!”

Emma

Client

“Thanks for your help in dealing with the claim –good to know that if anything goes wrong, I can trust the team to do their best for me.”

D FLYNN

“Very helpful staff! I unfortunately had my D810 damaged and could not be repaired. I had a new replacement in next to no time, would recommend!”

Steve

Client

“Excellent service! A really honest company, brilliant top class insurance package… Incredibly pleased. Superb”

Rachel

Client

“I chose Aaduki on the back of many recommendations from fellow colleagues as they include cover for my equipment unattended at weddings unlike a number of other companies.”

Shirley

Client

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Firstname Lastname

Company

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Firstname Lastname

Company

“Fantastic service! Replaced my stolen 5D MK IV within a week ready for my next wedding shoot. Thank you to the team.”

Jonathan

Client

“Would definitely recommend”

Naomi

Client

“I have no hesitation in recommending them. None.”

Aaduki

Client

“Fantastic Company.  After damaging my camera and lens at a recent shoot, I was very nervous about contacting Aaduki to submit a claim, however the way the Aaduki team helped me and made sure everything was sorted made me realise what a fantastic company I am insured with. Will definitely recommend them to my photography friends.”

Sandra

Client

FAQs

Our clients often ask us:

Yes, if the items cannot be repaired. The policy will replace items that are lost, damaged or stolen with brand new items. If we have agreed to insure your items for a second hand replacement however, a claim would cover second hand replacement. Subject to the amount for which you have insured.

Theft and accidental loss of, or damage to, your equipment is covered.

You can extend cover on your equipment whilst away from your premises to any territory worldwide (except where the UK Foreign Office advises against all but essential travel, and specifically excluded countries). By designing your cover in this way you can keep your premium cost down by not having to insure all items away from your premises all of the time if you do not need such a wide scope of cover.

No, we only arrange annual insurance policies.

Yes, we will discuss with you at the time the best way to do that from a number of options. Hired equipment is not covered by your policy unless it is specifically shown as insured on your policy schedule.

It depends on the type of policy you have with us. Some ask that you send an equipment list for items over a certain value (which could differ dependent upon the underwriter), whilst others have no requirement for a list. We will tell you if your policy requires a list.

Yes, but it depends upon the type of policy as to the amount of cover and the terms and conditions applicable including cover for items left in your vehicle when you’ve finished working or overnight. We will tell you the extent of cover and the terms applying to this.

Public liability covers any liability you may face for causing an accident to a member of the public.

Employers’ liability covers liability for injury or illness to an employee that they have sustained as a result of their employment with you. In most situations it is a legal requirement that you hold employers’ liability insurance if you employ anyone.

Professional indemnity covers your “failure to produce work to a professional standard”.

Yes, subject to status the premium may be paid in instalments by direct debit.

Contact our team to discuss your needs.

We’d love to hear from you!

News & Insights

18 Nov 2020

After 15 years’ providing specialist insurance advice to photographers and

11 Nov 2020

The building blocks of insurance for your photography business Aaduki

11 Nov 2020

A 6 step risk management guide for photographers to safely reopening photography studios after COVID-19.

30 Jun 2020

Press Release – Partners& is thrilled to receive gold in scoring from clients and employees in first Investor in Customers survey.